Explore the Right Option for You.

No. Mutual Health™ is a health sharing program. Eligible medical expenses may be shared under membership program guidelines.

You can explore membership for the period before you become Medicare-eligible, subject to eligibility and applicable guidelines. A broker can help you understand whether it fits your anticipated healthcare needs.

Yes. The $1,500 UA and $2,500 UA membership plans are available to members under age 65. If you are 65+, you qualify for the Virtual+ membership plan only.

Pre-existing condition rules can affect whether and when expenses are eligible for sharing.Year 1: $0 (12 month waiting period required)Year 2: Up to $30,000 per needYear 3: Up to $60,000 per needYear 4: Up to $150,000 per needYear 5 and beyond: Pre-existing condition sharing maximum removed, subject to Member Guidelines.Exceptions include high blood pressure, high cholesterol, hyperthyroidism, hypothyroidism, and type 2 diabetes, provided the member has not been hospitalized for the condition during the 12 months before enrollment. Please review the Member Guidelines for complete details.

Monthly membership contributions vary based on the selected membership tier and Unshared Amount. View your pricing here.

Contact us at brokersupport@discovermutualhealth.com or complete the broker contracting request form here.